FreePay is a unique product which accelerates payment to small and micro suppliers – getting cash to the businesses that need it most.

Supporting local business

Supports growth by injecting much-needed liquidity into local economies.

Time and cost-saving

Frees up valuable time and resources to focus on core priorities.


Process can be introduced quickly into buyers’ finance systems.

A pioneering win-win solution for buyers and suppliers

Estimates suggest that UK late payments amount to some £50bn a year, creating significant cash flow challenges, especially for smaller suppliers.

FreePay addresses this challenge head-on, supporting local economies and treating suppliers fairly and responsibly.

Unlike other products which levy a discount on suppliers, FreePay does exactly what it says: it pays the invoice without a charge. The benefits for suppliers are clear.

For buyers, the benefits are similarly compelling – not least in creating social value, by injecting much-needed liquidity into local economies. Moreover, the process is ‘hands-free’ and fully automated – freeing up valuable time and resources.

Using a clear and established process, FreePay can be introduced quickly and efficiently into buyers’ finance systems. A dedicated Oxygen team works alongside stakeholders to define the parameters and identify suppliers. Suppliers are then approached and enrolled. Payment is only actioned once all pre-determined approvals have been met.

FreePay supports local activities, transforms the experience of suppliers and advances the public sectors’ social agenda.

A dashboard displays how payment performance is delivering against the strategy set for each supplier sector.


Flintshire County Council

“FastTrack provides significant benefits to our suppliers with hundreds of firms receiving payments quickly and efficiently. This shows how well the process works. We are seeing more firms signing up all the time as they realise that getting paid fast can be a lifeline, especially if they can access the FreePay option.”

Councillor Paul Johnson, Flintshire’s Cabinet Member for Finance, Social Value and Procurement

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